Posts Categorized: Health Insurance

What Is Disability (and Disability Insurance)?

When you think of “disability,” there’s a good chance you think of a severe mental or physical condition that limits a person’s ability to function properly. However, disabilities range in severity and more people in California are disabled than you might realize. In fact, according to the CDC, roughly 25 percent of all Americans suffer…

4 Benefits of Long-Term Disability Insurance

A survey recently conducted by an association of financial services and insurance companies found that 65 percent of respondents believed that most people needed disability insurance, but only 48 percent of those respondents believed they personally needed it. Even more worryingly, 20 percent of those respondents actually had disability insurance. Long-term disability insurance is something…

Sudden Price Hikes on the Generic Drug Market

Generic Drug Market

Medication can be quite expensive, which is why many people opt to buy generic drugs instead of name-brand drugs. Generic drugs often do the exact same thing as name brand drugs but are much more affordable. Unfortunately, a new study by the USC Schaeffer Center for Health Policy & Economics revealed that generic drugs are going…

7 Facts About Sleep Positions

Most people know that a good night’s sleep is important to their mental and physical health; however, not everyone realizes the way you sleep can have a big impact on your overall health as well. Not to mention that the position you sleep in can say a lot about your personality! The following are seven…

Anthem Scales Back on Premium Hikes

Anthem Premium Hikes

The second biggest health insurance company in the country, Anthem Blue Cross, recently proposed raising its rates, but after regulators in the state of California questioned their rationale for doing so, Anthem decided to reduce two of its planned premium increases for 2018. Premiums will be reduced by around $114 million according to state officials. Anthem…