Posts Categorized: Insurance Questions

4 Benefits of Long-Term Disability Insurance

A survey recently conducted by an association of financial services and insurance companies found that 65 percent of respondents believed that most people needed disability insurance, but only 48 percent of those respondents believed they personally needed it. Even more worryingly, 20 percent of those respondents actually had disability insurance. Long-term disability insurance is something…

Disability Insurance: What and Why

Disability Insurance

A minor injury or illness that leaves you temporarily disabled may not seem like a big deal, but it can be; especially if you are forced to miss work. A lot of people assume they are covered by their health insurance, worker’s compensation, or workplace disability insurance, but they aren’t. That’s why you should strongly…

What’s So Great About Insurance?

Insurance

Insurance is not something people tend to look upon with much fondness. In many cases, people often find insurance to be a huge and unnecessary expense, especially since there are so many different types of insurance, many of which everyone is required to purchase, whether it be car insurance, homeowner’s insurance, or health insurance. However, it’s…

What to Include as Income on Your Marketplace Application

Health Insurance forms

In order to apply for a health insurance plan on the marketplace, California residents will be required to provide an estimate for how much their household income will be for 2016. It’s important that applicants supply an estimate for the upcoming year and not for last year in order to qualify for the proper amount…

How You can Reduce Your Small Business Health Insurance Costs

Reduce Health Insurance Costs in California

Providing good health insurance options for your employees is not only important in taking care of the people that work for you, but also an important factor that potential employees will take into consideration when taking a job for your California company. However, business health insurance can be expensive as well. The following are tips…