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There are so many different types of insurance that some types of insurance, like life insurance, can seem like an unnecessary expense. Many people mistakenly think that this kind of insurance isn’t needed because they are young or healthy. In fact, it’s estimated that around 95 million adults in the U.S. do not have such…
Life insurance is a type of insurance that most Americans are familiar with. If someone has it, their family will receive a certain amount of compensation (based on the policy) if that person passes away. Of course, every policy has certain terms and conditions; however, insurance can provide essential financial relief to families who have…
A survey recently conducted by an association of financial services and insurance companies found that 65 percent of respondents believed that most people needed disability insurance, but only 48 percent of those respondents believed they personally needed it. Even more worryingly, 20 percent of those respondents actually had disability insurance. Long-term disability insurance is something…
A minor injury or illness that leaves you temporarily disabled may not seem like a big deal, but it can be; especially if you are forced to miss work. A lot of people assume they are covered by their health insurance, worker’s compensation, or workplace disability insurance, but they aren’t. That’s why you should strongly…
Insurance is not something people tend to look upon with much fondness. In many cases, people often find insurance to be a huge and unnecessary expense, especially since there are so many different types of insurance, many of which everyone is required to purchase, whether it be car insurance, homeowner’s insurance, or health insurance. However, it’s…
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