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Vision

Your vision is important to your health. Whether it’s 20/20 or less than perfect vision, everyone needs to receive regular vision care.

The benefits of an annual eye examination include:

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  • To correct visual deficiencies

  • Improve reading ability and retention

  • Decrease Eye Fatigue brought on by modern life such as hours of reading on your phone or computer

  • Early detection of a variety of health issues including:

  • Glaucoma, Cataracts, Arterial Sclerosis, Diabetes, etc.

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Carefully review the summary of your new Vision Care Program. Please, don’t take chances with your most precious possession – the gift of sight. Take advantage of this very important benefit.
 

Vision Health Maintenance Organization (HMO)

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A type of vision insurance plan that usually limits coverage to care from optometrists who work for or contract with the vision health maintenance organization (HMO). An HMO may require you to live or work in its service area to be eligible for coverage.

  • Copay: A flat fee you pay for specific services and products covered under your vision health care plan.

  • Coinsurance: A percentage of the cost that you’re responsible for paying when you receive a specific service or product. People often confuse coinsurance with copays, but they’re different. Your plan may have copays or coinsurance — or it may have both. 

  • Vision Examinations: Your vision plan offers free periodic examinations.

Vision Preferred Provider Organization (PPO)

A type of vision health insurance plan that contracts with participating optometrists to create a network. You pay less if you use optometrists that belong to the plan's network. You can use optometrists outside the network for an additional cost.

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  • Copay: A flat fee you pay for specific services or products covered under your vision health care plan.

  • Coinsurance: A percentage of the cost that you’re responsible for paying when you receive a specific service or product. People often confuse coinsurance with copays, but they’re different. Your plan may have copays or coinsurance — or it may have both. 

  • Vision Examinations: Your vision plan offers annual exams with a $15.00 co-pay in network, and $40 co-pay out-of-network.

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