Privacy Policy
Your privacy is important to us. We will not share your email address with third parties without your consent. We may send to you email requests to complete, support and analyze your business transactions with The Benefits Store, Inc. and to comply with any requirements of law. We may also send to you emails as a follow-up to the quote you were given, in response to any questions you might have, to provide information to you about your policy, or to provide you with other information that you may find useful.
Our goal is to protect the confidentiality of information that you provide to us.
This is how we will do this:
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Information We Collect:
Our company needs information in order to issue to you a policy and to service that policy. The information that we need is not generally available to the public. We collect this information in a number of ways:
Information that you give us: When you apply for a policy, we record the information that you give us. We do the same thing when you request a policy change. This information includes:
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First and Last Name
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Street and E-mail Address
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Telephone Number
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Social Security Number
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Date of Birth
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Association Membership
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Gender
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Marital Status
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Dependent Information
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Prior Medical Insurance Information
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Medical ID Number
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Information that we acquire in the course of doing business with you: This is information about your transactions with our company. It may include your insurance coverage, deductibles and rates, premium payments, and claims history.
Information we obtain from third parties: We may receive information about your association membership which provides us with your association ID number.
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Parties To Whom We Disclose Information
We disclose this information to third parties only to the extent necessary to issue a policy to you, to service a policy already issued to you, to handle claims under your policy, to provide another service that you requested or to respond to a request from a court or governmental agency. We do not disclose this information to third parties except to the extent described above. This is our company policy. We will not change this policy without giving you advance notice.
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Confidentiality:
We restrict access to information about you to those employees and other parties who need that information to provide products or services to you. Their right to further disclose and use the information is limited by our employee code of conduct and applicable law.
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Security:
We maintain physical and electronic safeguards to guard your personal information against unauthorized disclosure or use.
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Retention and Disposal of Information:
We retain your personal information for the period of time necessary to comply with business and legal requirements and the dispose of it according to our established procedures.